Backpacker travel insurance can be ideal if you plan on traveling this way, but which type of plan and policy should you choose, and which insurance company should you go with? Whether you are exploring Paris on foot or backpacking across Europe there are a number of risks involved that you can buy protection from. The first decision you will need to make is whether you should choose an annual policy or a single trip policy. Each type of backpacker travel insurance policy is different. If you are going backpacking for a one or two month period only then a single trip policy may be best, but if your trip lasts longer than this or you are planning on several adventures an annual policy may be the best choice so that you have coverage all year long.
Cheap backpacker insurance may be a bargain or a big mistake, depending on what is offered. If you can get the coverage you want and need in your backpacker travel insurance policy for a lower price then you should go for it as long as the company is one known for quality. If you choose a cheap policy that does not cover all of your insurance needs while backpacking this is a big mistake though. Any policy should include travel accident insurance, medical and repatriation benefits, search and rescue coverage in adequate amounts, and liability coverage to offer complete protection.
There are a number of quality companies which offer excellent backpacker travel insurance, and the right one will depend on your specific budget, travel plans, and other related factors. Some of the top plans for this insurance include the Travel Guard Chartis Gold Plan, the STA Travel International Travel Insurance, and the World Nomads Travel Insurance For Adventurous Travelers. This type of insurance is so important it should be included in your backpacking gear list, so that it can not be forgotten.